Smarter banking audits. Stronger compliance.
SME and retail loan files are paper- and PDF-heavy: KYC (PAN, GST, VAT), ITRs, bank statements, salary slips, property papers, sanction letters and loan agreements. Checking them by hand against RBI KYC norms and credit policy means slow turnaround, inconsistent checks and repeat audit findings.
AuditRoom verifies every loan file automatically and routes each exception to the right person to close.
Completion score
3 deviations flagged
Credit risk & lending audits
Loan portfolios, collateral and credit documentation, checked against sanction terms and credit policy.
Trade finance
Letters of credit and trade documents verified for consistency, validity and discrepancies.
KYC / KYB
Customer and business checks at onboarding plus periodic re-KYC, with expiry tracking.
From scattered loan files to a signed-off audit report.
Connect your document stores. Prodle AI reads every file, reasons over your rules and returns deviations with source references for review.
AI
Deviations & findings
Every exception with its source page, rule and severity.
Audit review & action
Credit ops, RMs and auditors review, decide and act. Queries flow to closure.
Checks a manual review can miss.
Experience layer
Built around how banks actually work.
- Document upload from branch, email or API
- Product-wise loan checklists and rules
- Query collaboration between RM, credit and audit
- Deviation tracking from exception to closure
AI pipeline
Four stages, each auditable.
- Classification of KYC and income documents
- Extraction of PAN, names and sums
- Cross-checks against policy rules
- Audit report with exception summary
Who uses it
One room for every role in the loan file.
- Credit operations verify loan files
- RMs & borrowers submit documents
- Auditors & approvers review and sign off
- Banks, NBFCs and co-lenders
Where banks start with AuditRoom.
- Loan file completeness checks at onboarding
- KYC verification and periodic re-KYC
- Pre-disbursement audit: sanction terms vs. agreement
- Concurrent and internal audit of loan files
- Collateral, insurance and covenant expiry tracking
What the platform does
- Bulk scan, OCR and digitisation
- AI classification, extraction and cross-checks
- Loan checklists, exception and audit reports
- Deviation and query resolution workflow
- Source-linked evidence for every finding
Explore the other solution areas.
See Banking Audits on your own documents.
We will configure the criteria and show you the gaps live.